Getting started

What it’s for

The retirement planner answers one question: when can we retire, and how sure can we be? It takes what you own, what you expect to spend, and what you’ll receive (Social Security, Reynald’s pension), and runs it through a thousand possible futures for the markets. The share of those futures in which the money lasts is your probability of success.

You can save as many versions of the plan as you like, each called a scenario: retire a year later, sell a home, spend less on travel. They’re listed down the left so you can switch between them in one click.

Signing in

The planner is private to the two of you. It uses the same Cloudflare sign-in as the traveller.org admin and this guides shelf.

What you do:

1. Open retirement.traveller.org.
2. Enter your email address when Cloudflare asks.
3. Type the code Cloudflare emails you.

You’ll see the overview of the first scenario. Anyone else gets the sign-in page and nothing more.

How the screen is laid out

• Saved scenarios, top left. Each shows its probability of success in a colored pill (green is inside the confidence zone, amber below it, blue above it) and the year Bradley retires in it. The star marks the Baseline: the plan as MoneyGuide had it on 31 October 2026.
• This scenario, below: the pages for whichever scenario is open. Pages marked soon are planned but not built yet.
• Bottom left: who you’re signed in as, the date your balances are from, and a light/dark switch.

On a phone, the list folds away behind Menu at the top.

Saving

There is no Save button for edits. Every change saves itself a moment after you make it, and the line at the top right says Saving… and then Saved. If both of you change the same scenario at the same moment, the planner keeps the first change, reloads, and tells you, so neither of you silently overwrites the other.