Retirement Planner

When can we retire, and how sure can we be? Saved scenarios, a retirement-year by spending grid, and the plan run through a thousand possible markets.

Getting started What the planner is for, how to sign in, and how the screen is laid out.
Your action items The list of everything the two of you still need to do to complete the model, and how items get ticked off.
Reading the overview The headline answer, the retirement-year grid, trying changes, and the panels underneath.
Working with scenarios Making, naming, comparing and deleting scenarios.
Breaking down living expenses Filling in the categories that make up basic living, line by line.
Accounts, homes and the mortgage Keeping balances current, and how the mortgage's last payment is worked out.
Income, insurance and plan settings Social Security, Reynald's pension, long-term care, market assumptions and the other settings.
Cash flow and taxes Where each year's money comes from, the federal and California tax it costs, and whether Roth conversions help.
Stress tests How the plan holds up when markets, inflation or life go wrong, and through real market history.
Progress over time Watching the score, investments and net worth change month by month.
What the numbers mean Probability of success, the confidence zone, today's dollars, and what isn't counted yet.